How To Do Norbert’s Gambit (currency conversion for the lowest possible cost)

I’m frequently asked by students of my investing course on how to do Norbert’s Gambit. In a nutshell, Norbert’s Gambit is the least expensive way to convert Candian currency to US currency, and vice versa. In other words, it’s converting CDN to USD, or USD to CDN without having to pay the very high fees…
Retired at 29 – How They Did It In Canada – A Case Study

One of my favourite things to do on the show is to interview other early retirees, especially those in Canada to learn how they did it, and really dissect their journey to financial independence and/or early retirement. No matter where you are on your financial independence journey, I truly believe that we can all learn…
Optimizing Your Investments and Finances for the New Year and Beyond

Today we have Robb Engen on the show who is the creator of one of the most respected personal finance blogs in Canada over at Boomer and Echo. He’s been writing about personal finance and investing on the blog for more than 10 years, and he’s also a fee-only financial planner, where he helps Canadians…
How To Structure Your Investments For An Early Retirement

In this episode, we’re going to cover how you can retire early, or at the very least, semi-retire early so that you have more time for friends, family and recreation. My guest for this month is Mark Seed, who instead of rushing to achieve some giant investment portfolio number and fully retiring to never have…
Your Questions Answered + Real Estate Update For Canadians

Today we’re going to try something a little different in that I’m going to split today’s episode into two sections, covering two different subjects: First, we’re going to cover some questions that I’ve received from listeners of the show and from students of my investing course, so that you can benefit from the strategies and…
The Best Way to Diversify Your Income: Build a Business

Whenever we talk about investments, saving for retirement, and early retirement, the subject of diversification always comes up, and for good reason. We obviously don’t want all our eggs in one basket. But what if we applied that concept to our income sources? Just how diversified are your income sources? Is 100% of your annual…
10 Expensive Credit Card Mistakes You Might Be Making (And How To Avoid Them)

Today we have a guest post from blogger and credit card expert, Stephen Weyman. Stephen has developed a great tool for finding the right credit card for us here in Canada, and is dedicated to helping Canadians spend less while getting more for their hard-earned money. Stephen founded the personal finance resource HowToSaveMoney in 2010,…
How To Increase Your Savings, Manage Your Money Better, And What Tools And Systems To Use

Today I have Jessica Moorhouse on the show, who is an Accredited Financial Counsellor, an award-winning blogger, the host of the ‘Mo Money Podcast, and the founder of the Millennial Money Meetup. You might have also seen her on CBC News, The Globe and Mail, The Financial Post, and many other news channels and publications…
How to Get the Lowest Rates by Optimizing Your Credit Score

Your credit score is a very important thing to manage as it lets you get the lowest possible rates on your mortgage, car loans, lines of credit, and any other debt that you may wish to take on now and in the future. In Canada, the best loans with the best terms are reserved for…
Automating Your Investment Portfolio and Sticking to Your Plan

Today we’re going to cover how you can best automate the management of your investment portfolio, while still paying the lowest possible fees. We also share best practices when it comes to sticking to your investment plan. To help us discuss this, I have Brendan Wood on the show who is one of the founders…