My Thoughts on John
I've spent many hours with John, going over our finances and the financial plan that he created for us. It was consistently a great experience and because he doesn't sell investments (along with his strong moral character), I never felt like he was suggesting something just because it could earn him more money.
He was definitely generous with his time, and was very patient as I bombarded him with tough questions to make sure we were indeed optimized in our taxes and investments. There are very few financial planners that I go to for a 2nd opinion of our personal finances, and John is easily one of them.
Last but not least, he's also a big fan of low-cost ETFs (which if you've been listening to the show, you know that I'm a HUGE fan of too). Most planners and advisors won't suggest ETFs to their clients because they are not nearly as profitable as selling high fee mutual funds or insurance products. But, John doesn't care. He's not trying to "sell" you some high commission product and I genuinely feel he always has his clients' best interests at heart.
While it's prudent to interview a few financial planners/advisors before making a decision, I definitely see no reason why John shouldn't be on your short-list to see if he can help you, like he helped our family with feeling much more secure in our financial well-being.
John's Experience Includes:
“…After a few meetings, I decided to begin working with you because you had gained my confidence through your process of “educating me first…”Michael, Caledon, ON
…You not only provided us with a thorough analysis of our investment options but, because you assisted us in getting clear on what our ultimate short, medium and long-term financial goals were, you were able to present to us a comprehensive financial plan that reviewed every aspect of our financial situation…Constantine & Lina, Pointe Claire, Quebec
“…Hiring you was an easy decision to make as I felt you were, and continue to be, very willing to listen to my concerns and able to communicate them back to me in a way that shows you truly understand them…”Ann, Breslau, ON
“…I really want to comment on our experience during the recent market meltdown. You were there for us. Guiding us through and always providing us with good explanations on how to manage through it. It is always comforting to know that a review meeting is just around the corner and, should we need to speak to you between our reviewDavid & Rosemary, Montreal, Quebec
meetings, you and your team are always available. In essence we, we can tell you that you have fulfilled on your mission statement and “helped us manage what we can’t afford to lose"..."
“… In our opinion, after we became a client, our eyes were opened to new opportunities that we didn’t even know existed…”Dimitrios & Liliana, Montreal, Quebec
“… What we found was that you not only listened to what we had to say, but also made us feel very comfortable before we acted on any of your recommendations…”Ken, Oakville, ON